Humana One to terminate most individual ‘non-grandfathered’ policies by 12/31/14

Humana One insurance company just announced that they will be terminating most ‘non-grandfathered’ individual and family health insurance plans (purchased after 3/23/2010) no later than 12/31/2014. In other words, Barack Obama lied when he said “if you like your plan, you can keep your plan.” This is of course no surprise to high information voters.

The truth is these plans would have been terminated last year but Barack Obama used his “pen and his phone” to unilaterally delay the termination of these policies for one additional year or in the case of United HealthOne even longer. This was done to help the Democrats in the upcoming mid term elections in November 2014.

Unfortunately for Humana One members that ‘transitional delay’ is over. Below are the states where these policies will be terminated

  • Association Policies:  All Individual PHP Refresh Major Medical plans in the states of AL, AZ, FL, IL, MI, and WI issued with an Association contract will be terminated December 31, 2014.
  • Alabama:  All Non-Grandfathered PHP Evolutionary plans will be terminated December 31, 2014.  This includes plans that were amended to be ACA compliant as of January 1, 2014.
  • Colorado:  At this time we do not have the detailed information to provide you regarding plans that will terminate in the state of Colorado.  Detailed information will be provided to you in August.
  • Florida (South Miami Dade):  All PHP Refresh plans with the Florida HMO Premier Network will be terminated December 31, 2014.  This includes plans that were amended to be ACA compliant as of January 1, 2014.
  • Illinois:  All Non-Grandfathered plans issued prior to January 1, 2014 will be terminated December 31, 2014.
  • Kentucky:  All Non-Grandfathered PHP Evolutionary and PHP Refresh plans effective October 2, 2013 through December 31, 2013 including plans that have a signed policy year amendment will be terminated as of December 31, 2014.  Plans that were scheduled to renew in November and December of 2014 will also terminate on December 31, 2014. Any remaining Non-Grandfathered Non-ACA compliant plans will terminate as of the renewal date in 2015.
  • Michigan:  All Non-Grandfathered PHP Evolutionary plans will terminate as of December 31, 2014.  This includes plans that were amended to be ACA compliant as of January 1, 2014.
  • Oklahoma:  All Non-Grandfathered PHP Evolutionary plans will terminate as of December 31, 2014.  This includes plans that were amended to be ACA compliant as of January 1, 2014.

No worries though! The Obama administration is confident that you will enjoy your new Bronze, Silver, Gold or Platinum plan that you will be forced to accept under the Patient Protection and Affordable Care Act a.k.a. “Obamacare”. You can begin shopping for your new plan on November 15, 2014 as we all move ‘forward’ to the “fundamental transformation” that our dear leader promised.

The types of Humana One plans schedule to be terminated as of 12/31/2014 are listed below:

PHP Evolutionary Plans PHP Refresh Plans
Potrait Share 80 Plus RX Enhanced Copay / 80%
Monogram Total Plus RX Copay / 80%
Autograph Share 80 Plus RX Copay / 70%
Autograph Share 70 Plus RX Value / 100%
Autograph Share 80 HSA – Single HDHP Enhanced HSA / 100%
Autograph Share 80 HSA – Family HDHP HSA / 100%
Autograph Total HSA – Single HDHP HU GI Refresh – Florida IMM – Copay / 70%
Autograph Total HSA – Family HDHP
Autograph Total Plus RX HSA – Single HDHP
Autograph Total Plus RX HSA – Family HDHP
HU GI PHP – Florida IMM – Portrait
HU GI PHP – Florida IMM – Monogram
HU GI PHP – Florida IMM – Autograph Share 80
HU GI PHP – Florida HSAQ – Autograph Total Plus RX
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10 Comments

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10 responses to “Humana One to terminate most individual ‘non-grandfathered’ policies by 12/31/14

  1. Kellyn

    Hi. Does anyone know what specific plans BCBS of Illinois has scheduled to terminate on Dec 31, 2014? I have Blue Edge HSA 5000 plan purchased in 2008, and BCBS has always been telling me my plan is grandfathered and I can keep it until I decide to cancel. But yesterday, a rep and supv told me it looks like my plan will no longer be available eff 1/1/15, but they’re not sure! Wow. I don’t believe them; I think they know exactly what plans are on the chopping block. This absolutely stinks!

  2. Kellyn

    Hi Steve. I know that Illinois has gone along w Obama’s two-year extension of cancelled, older plans (March 2014), but has left it up to the individual insurance companies to decide if or what plans they extend. Basically then the extension has no teeth, so what’s the point? It’s just a show. I have an excellent plan, my HSA is nicely funded, and I want to keep what I have. I think that’s the fundamental problem with Obamacare: I don’t have the freedom to choose what plan is best for me; I don’t have the luxury of exercising my free will. The “coercion” bugs me most of all. That’s why VA is a failure, too – Vets are trapped in a corrupt & authoritative nightmare! Obamacare is headed in that direction. What a mess! I will keep in touch as my situation develops. Thank you for your help.

    • Kellyn,

      The VA is a perfect example of a failed and now we know deadly government run health care program. My fear has always been that this is where we are heading under Obamacare. One good piece of news is that you can at the very least keep your Health Savings Account. If you choose a “Bronze” health insurance plan as a replacement later this year. That plan is at least an HSA qualified plan.

  3. Kellyn

    Michael Tanner w the Cato institute recently referred to the VA program as Obamacare for Vets.
    I will definitely look into those plans that allow me to keep my beloved HSA. Thank you.

  4. Pingback: If you like your plan you can keep your plan… unless it’s Humana or Aetna. | C. Steven Tucker.WordPress.com

  5. Pingback: If you like your plan you can keep it unless it’s Humana, Aetna or United HealthOne. | C. Steven Tucker.WordPress.com

  6. CC

    I was initially forced from KY State Retirement spouse plan. I selected Humana One and was happy. I did receive a notice that my policy is NO Longer Available as of 12/31/14. I have till 12/15/15 to select a new plan. Today 11/17 they told me to call back at the end of the week there were too many calls. Obama is trying to force the hard working American citizens to Obama Care.

    • Sorry to here that CC. You are not alone. There are thousands of Americans losing their health insurance again. Just remember what our Liar in Chief said over and over again. “If you like your plan, you can keep it and no one is going to take it away from you, period”. – Barack Obama.

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